This is us - TCG Lending Centres podcast aims at informing our listeners about the world of mortgages. Each episode will present solutions unique to each situation and customer profile.  This is the reason why The TCG Lending Centres works as a team. We will inform you about financial solutions, competitive rates and services, our approach to each situation, among others.  Our goal with this podcast is to provide clients with information on products and services tailored to meet their specific needs. 
This is us - one team, one vision to make your house a home with the right mortgage.

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Host and owner of TCG Lending Centres, Carmen Costa, talks with two of the original mortgage agents that first joined the team when it first started, and they discuss the loneliness of the mortgage business and how the team works together to overcome that to help each other succeed and become happier in life, both at work and at home.
Guests:
Dee Sgro, Mortgage Agent, Sgro Financial (at TCG Lending Centres)
Glen Silva, Mortgage Agent, TCG Lending Centres

The mortgage industry doesn't have to be a lonely place

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Host and owner of TCG Lending Centres, Carmen Costa, talks about why the brokerage decided to merge with Axiom Mortgage Solutions, with three members of the AMS Advisory Board.
Guests: 
Doug Adlam, Mortgage Broker, Champion Mortgage
Andrew Young, Mortgage Broker, The Modern Mortgage Unlimited Company
Matthew O&#39;Neil, Mortgage Broker, Connolly Capital

Host and owner of TCG Lending Centres, Carmen Costa, talks about why the brokerage decided to merge with Axiom Mortgage Solutions, with three members of the AMS Advisory Board.
Guests: 
Doug Adlam, Mortgage Broker, Champion Mortgage
Andrew Young, Mortgage Broker, The Modern Mortgage Unlimited Company
Matthew O'Neil, Mortgage Broker, Connolly Capital

Collaborating to grow

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Carmen welcomes two of the newer Mortgage Agents to the podcast to talk about what drew them to join the TCG team, and what keeps them motivated. Guests: Chantal La Duke and Lisa Lalonde.

What Motivates a Team

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How much has real estate change with COVID-19? 
In this episode of the “This is us” podcast, Carmen Costa chats with Gavin Chapman and George Gillespie from Royal LePage State Realty, about the different measures being implemented in the real estate sector as more digital approaches are being implemented - more so now than ever. An extremely informative podcast about the path real estate is taking based on one important aspect: how positivity helps everyone around you.

Our guests:
Gavin Chapman  
Sales Representative 
Royal Lepage State Realty
Instagram @ginboslice
facebook.com/gavin.chapman.79

George Gillespie  
Sales Representative
Royal Lepage State Realty
https://thegillespiegroup.ca
Instagram @geogill66

FOLLOW TCG Lending Centres HERE:
Instagram: https://bit.ly/36EzC5e
Twitter: https://bit.ly/3aUIN4I 
Facebook: https://bit.ly/2UcBq2S
Website: www.tcglendingcentres.com


The "New Normal" in Real Estate

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NOTE: This podcast was recorded just before the self-isolation/quarantine measures were announced by the government due to Covid-19.

After 20 years in the hospitality industry, Walter Galvao, from Accelerate Realty Group, transitioned to real estate, as he felt there was an opportunity and lack of professionalism of always being there for the client whenever they needed efficient customer service.  From first time buyers to those upsizing or downsizing, and investors, Accelerate Realty Group is a one stop solution base. Walters philosophy is clients’ satisfaction and positivity - one of the main reasons why he creates a Pinterest story board for every client to be able to indicate their wants and needs in a home. 

Follow Walter Galvao:
Instagram: @waltergalvaorealtor
Facebook.com/waltergalvaorealtor/
Twitter @waltergalvaore
Linkedin: www.linkedin.com/in/walter-galvao-74932022/
Website: https://www.waltergalvao.com


FOLLOW TCG Lending Centres HERE:
Instagram: https://bit.ly/36EzC5e
Twitter: https://bit.ly/3aUIN4I 
Facebook: https://bit.ly/2UcBq2S
Website: www.tcglendingcentres.com

Real estate Talk with Walter Galvao

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2022/3/21/21/8d6c2cd2-a691-4d82-9a83-122655715e37_this-is-us-podcast-002-audio_tc.mp3

This podcast was recorded before the COVID-19 quarantine was announced. It is a great way to see what has changed with this new reality brought on by the pandemic.

Is low inventory and many offers becoming the norm again? How does 2020 look so far? On this edition of “This is Us” podcast, we sat down with the Smart Realty Team to talk about these and other trends in the real estate market. The Smart Realty Team - Sheila Locke, Danelle Dennison, Daniela Bordac and Caitie Locke - are unique in the sense that they have years of experience working along side each other in the same brokerage. When they decided to pull their resources together, the Smart Realty Team was born. 


Our guests on Instagram:
Caitie Locke @kt.locke
Daniela Bordac @danieladordac
Danelle Dennison @dennisondanelle
Sheila Locke @sheilalocke

http://www.smartrealtyteam.ca
https://www.facebook.com/smartrealtyteam/

FOLLOW TCG Lending Centres HERE:
Instagram: https://bit.ly/36EzC5e
Twitter: https://bit.ly/3aUIN4I 
Facebook: https://bit.ly/2UcBq2S
Website: www.tcglendingcentres.com


Carmen talks Real Estate with The Smart Realty Team

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From being Carmen’s assistant to now being on her own as a mortgage agent, Dee Sgro’s path in the mortgage world is one to be admired. On this episode of the “This is us” podcast, Carmen talks to Dee about the early challenges she faced, how blessed she feels to have had the opportunity to work beside Carmen, and what it was like to go on her own. So, what motivates her? What is the secret to her success?

Becoming an Independent Mortgage Agent

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By now we know the big news!!! The Costa Group Mortgages is now TCG Lending Centres! 
This is the topic of this episode: the branding of the TCG Lending Centres. Carmen Costa is joined by Zervane Lima and Jamie Iria to talk about this important step that is all about empowering their agents and brokers and helping them build their brand.  From social media and financing to training new staff, TCG Lending Centres is at the centre of it all. 

FOLLOW TCG Lending Centres HERE:
Instagram: https://bit.ly/36EzC5e
Twitter: https://bit.ly/3aUIN4I 
Facebook: https://bit.ly/2UcBq2S
Website: www.tcglendingcentres.com

Branding of the TCG Lending Centres

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Kevin and Lindsay Koslowski, from Remax Escarpment Realty Inc., join Carmen Costa to talk about a particular market they serve: the Port Dover market. From what Port Dover has to offer to the importance of using social media as an agent and working full-time, this conversation takes us on a different journey of the real estate market. 


Find out more about Team Koslowsky here:
https://www.facebook.com/KevinKoslowskiRemax/


FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

Stand Out in Real Estate

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What a great episode of the “This is us” podcast we have for you! Carmen chats with Simeon Papailias and Jas Takhar from REC Canada about the best city to invest right now, the reasons why that is so, and the “extras” that come with it.  Want to know what tenants and landlords are entitled to? The answers are here. 

Follow Jas Takhar on Instagram @jastakhar13
Follow  Simeon Papailias @spapailias

Check out REC Canada on:
Instagram @rec.canada
www.youtube.com/recexperience
Listen to the podcast on iTunes: https://apple.co/2P0ej8u

FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

Real Estate Investments

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Following the theme of our “Motivational Mondays”, this episode of the “This is us” podcast steps away from the world of mortgages to touch upon the importance of health and wellness in an individual’s life. Carmen Costa sits down with Valter Feleja, co-owner of Vitality HWB, a health &amp; wellness clinic in Hamilton that is all about “beauty inside out”.  Valter talks to Carmen about the imbalances in people, which led him to create an online mentorship program.  

Follow Valter here:
Instagram @vitality_health_and_wellness_c


FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

Following the theme of our “Motivational Mondays”, this episode of the “This is us” podcast steps away from the world of mortgages to touch upon the importance of health and wellness in an individual’s life. Carmen Costa sits down with Valter Feleja, co-owner of Vitality HWB, a health & wellness clinic in Hamilton that is all about “beauty inside out”.  Valter talks to Carmen about the imbalances in people, which led him to create an online mentorship program.  

Follow Valter here:
Instagram @vitality_health_and_wellness_c


FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

Self-growth & self-discovery

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In this episode, Dee and Glen talk about how the market is constantly changing, as well as the rates, qualifications and range of products available. An episode you won&#39;t want to miss. 
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FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

In this episode, Dee and Glen talk about how the market is constantly changing, as well as the rates, qualifications and range of products available. An episode you won't want to miss. 
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FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

The economics of mortgages

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Are you feeling overwhelmed by the amount of information around the home buying process? You’re not alone! In this episode of the “This is us” podcast, Dee and Zervane talk to you from the Property Show about what truly matters most to you. Put an end to that feeling of being overwhelmed! Listen to what they have to share with you.

FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

Real Estate market: fact versus fiction

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2022/3/21/21/bc3148e8-6690-4b22-ba5f-96a727fd22fb_tcg-podcast-with-melissa-broad-audio_tc.mp3

When we were at the Property Show, Carmen took the opportunity to chat with The Costa Group Mortgages’ agent from London, Melissa Broad, about mortgages in today’s market. This episode brings you a perspective into the CMHC incentive, the challenges of still qualifying for mortgage and how we can help you.

A perspective into the CMHC incentive

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Today’s guest is proof property purchasing can be fun, rewarding and totally doable, even with the challenges that come with it. Carmen Costa sits down with John Papaloni, from Remax Real Estate Centre, and shares some great advice for getting help in purchasing for first time or second time homebuyers.  He reveals the most successful trait in the business today: being present, active and documenting on social media. Don’t miss this episode, and subscribe the This is Us podcast so you won’t miss the next!
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Listen to John’s podcast “The Jhn Papaloni Show” here:
https://podcasts.apple.com/ca/podcast...
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Follow John online here:
www.facebook.com/johnpapaloniremax
www.instagram.com/johnpapaloni
www.twitter.com/johnpapaloni
www.linkedin.com/company/john-papaloni/
www.johnpapaloni.com
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FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

Documenting The REAL ESTATE life with John Papaloni

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Carmen Costa talks with Zervane Lima, her husband and business partner, about how they maintain balance between their marriage and The Costa Group mortgages. Find out how they meet the unique challenges they have faced and learn how they have found success and happiness, from day one,  in this episode of the “This is us” podcast. 

FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

Partnership in Life and Business - Podcast

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On this episode of the “This is us” podcast, Carmen talks to Gavin Chapman from The Gillespie Group, a real estate agent who is known for his positivity and compassion. Gavin shares with us how a particularly scary moment in his life made him change everything about his life to become the positive person he is today and to share that with every client in the Gillespie Group. Don’t miss it! Leave us your comments.

Positivity and Compassion

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Another episode of the “This is us” podcast. Carmen sits down with Dee Sgro, who has been with The Costa Group from the very beginning, to reminisce about the humble beginnings of The Costa Group to where they are now, as an independently owned mortgage brokerage in a great office space.  Home Buyer’s Incentive, stress test, the self-employed are also some of the topics they talk about on this episode.  


FOLLOW The Costa Group HERE:
Instagram: http://bit.ly/2HTfMI3
Twitter: http://bit.ly/2CMTd4f
Facebook: http://bit.ly/2Fb9DIN
Website: www.thecostagroupmortgages.com

Staying Motivated

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What happens when a client gets together with a mortgage specialist and a broker to talk about mortgages? A great podcast episode! 
On this episode of the “This is us” podcast, Carmen chats with Glen - a mortgage specialist from TCG - and Jamie - entrepreneur and client - about common misconceptions when it comes to getting approved for a mortgage.

Mortgages: Real Talk

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In this digital generation we are living in, staying focused might be one of the biggest challenges.  More and more, we need to motivate ourselves, we need to establish goals. But is that enough? That’s the theme for this week’s video based on our podcast “This is us”. Our guest, Mihai Raducanu, a keynote speaker, talks to Carmen Costa and Bill Schmidt about his path and what led him to become a motivational speaker.

Follow Mihai Raducanu here:
Facebook https://www.facebook.com/profile.php?id=100009976305442
Instagram https://www.instagram.com/mihairaducanuofficial/
Twitter https://twitter.com/MihaiROfficial
LinkedIn https://www.linkedin.com/in/mihai-raducanu-047728100/

To find out more about Mihai and No Limit Performance
http://www.nolimitperformance.ca

#8: The importance of motivation, with Mihai Raducanu

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How hard is it to start a business? What are the obstacles entrepreneurs face? In the case of Marc LaFleur, his business - truLOCAL - started in a garage with two people until he was part of Dragon’s Den. Today, he is a successful entrepreneur! As a client of TCG, Marc was our guest at this week’s episode of “This is us”, where he shared his insights into how truLOCAL came to be and how his business connects people to the source: showing you more transparency and sustainability. Listen to the podcast or watch the video on youtube. Great tips for entrepreneurs!

Build a Box & Get Local Meats Delivered to Your Door! - This is the motto by which truLOCAL operates. Marc LaFleur is our guest this week and he shares with us some insights into being an entrepreneur.

#7: “Find a vision” with Marc LaFleur

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On this episode of the “This is us” podcast, Carmen and Glen from The Costa Group, talk to Mark Loeffler, from Keller Williams Signature about the real estate market right now. Find out why Mark believes the rental market is where investors should be right now, his insights about the mortgage market and his advice to investors.

Find out why Mark believes the rental market is where investors should be right now

#6: Where should investors be right now

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On this episode of “This is us”, host Carmen Costa sits down with members of her team, Aaron Romanowitch and Glen Silva to talk about bridge financing, its advantages and the people who can benefit from it; they address the difference between refinancing and renewal, and the buying process in Canada: who should you see first, the agent or the broker?

What is bridge financing? When buying a house in Canada, who should we see first: the agent or the broker? What is the difference between refinancing and renewal?

#5: Bridge loans and the buying process

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What makes you choose a specific broker as the suitable one for you? When everyone is offering the same service and product, what is then your criteria?  
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On this video, Carmen Costa talks to two members of her team - Edward Salazar and Dee Sgro - about these and other aspects of the mortgage world. Find out what they have to say that is unique to The Costa Group. Discover why they are that suitable broker you want to work with.

What makes you choose a specific broker as the suitable one for you? When everyone is offering the same service and product, what is then your criteria? 

#4: Choosing the right broker

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Today’s episode is about purchase plus improvements, renovations and dealing with rate wars. What should you know about these programs?

Today’s episode is about purchase plus improvements, renovations and dealing with rate wars. What should you know about these programs?

#3: Purchase plus improvements, renovations and rate wars

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On this episode of “This is us”, The Costa Group talks about the group of professionals, such as lawyers, appraisers and accountants, and they work with and their importance when it comes to completing your mortgage process.

On this episode of “This is us”, The Costa Group talks about the group of professionals, such as lawyers, appraisers and accountants,  they work with and their importance when it comes to completing your mortgage process.

#2: Who you need to work with

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In this episode, Carmen Costa introduces you to the vision and mission statements of the Costa Group. Together with Glen Silva, a member of her team, she explains the formula to an understanding of what TCG stands for as well as its core values. Find out why they became a team that provides all aspects of services through their dynamics.

This is us - TCG Lending Centres

Episodes

The mortgage industry doesn't have to be a lonely place

Collaborating to grow

What Motivates a Team

The "New Normal" in Real Estate

Real estate Talk with Walter Galvao

Carmen talks Real Estate with The Smart Realty Team

Becoming an Independent Mortgage Agent

Branding of the TCG Lending Centres

Stand Out in Real Estate

Real Estate Investments

Self-growth & self-discovery

The economics of mortgages

Real Estate market: fact versus fiction

A perspective into the CMHC incentive

Documenting The REAL ESTATE life with John Papaloni

Partnership in Life and Business - Podcast

Positivity and Compassion

Staying Motivated

Mortgages: Real Talk

#8: The importance of motivation, with Mihai Raducanu

#7: “Find a vision” with Marc LaFleur

#6: Where should investors be right now

#5: Bridge loans and the buying process

#4: Choosing the right broker

#3: Purchase plus improvements, renovations and rate wars

#2: Who you need to work with

#1: Who we are and what we stand for