How To Start a $20K/Month Funding Company While Working Full-Time ft. Zachary O'Hara
1h 10m | Jun 21, 2026How to Start Your Own Funding Company Free Training With Zach: https://theultimatefundingplaybook.biz/live-class/
Learn from Ayo & Cody How to Turn Content Into Clients Free Training: https://motionandsuccess.com/webinar-optin
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He built a $20K/month funding company while teaching full-time — and in this episode, he breaks down exactly how he did it.
Zachary O'Hara (aka Wealthy Zach) went from a cleaning business owner who got scammed in real estate, to leveraging his good credit to access $100K+ in funding and building a booked-and-busy funding company — all while working as a NYC phys ed teacher.
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Ways to Work with Us: Send us a DM @motionandsuccess on Instagram or Email us: Info@motionandsuccess.com
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Guest: Zachary O'Hara
Instagram: https://www.instagram.com/wealthy__zach/
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Connect with us!
IG: https://www.instagram.com/motionandsuccess/
Tiktok: https://www.instagram.com/motionandsuccess/
Audio Podcast:
Apple: https://podcasts.apple.com/us/podcast/motion-and-success/id1721039524
Spotify: https://open.spotify.com/show/1kF2fbBRsTDuw4ZjNI3L7i?si=uP3pDQkpSg64y-Cj35bBKA
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What is one thing you learned ? Or Your Favorite Part of the Video?
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Timestamps:
Here are the timestamps for the Zachary O'Hara episode:
0:00 – Intro teaser clips / highlights
2:39 – Episode begins, Cody & Ao introduce Zach
4:58 – Zach's backstory (college, becoming a father, teaching career)
6:21 – How Zach discovered business funding / his first mentor
7:52 – Growing a business while working full-time as a teacher
9:40 – Why Zach loves teaching & his financial literacy mission for NYC kids
11:45 – Step-by-step strategy to make extra $10K–$15K/month
15:06 – How to start a funding company & find your niche
16:29 – Getting your first clients (DMs, content, story posts, pipeline)
19:35 – Affiliate partnerships & incentive structure (20–30% payouts)
22:10 – Partnering with other funding companies / abundance mindset
25:30 – Trade lines explained & how to profit from them
27:24 – The personal loan stacking play (consolidate debt → qualify for funding)
34:23 – Building your team (VAs, client success managers, setters/closers)
37:52 – Building relationships with bank relationship managers
41:48 – Pre-qualifying clients (credit score, revenue, industry, use of funds)
44:05 – Best industries to fund (real estate, coaching, beauty, tech)
47:41 – Most Zach made from a single affiliate partnership ($25K+)
50:29 – Biggest client funded ($250K — cannabis industry, personal loan stacking)
51:14 – How to stay current on bank policies (Yahoo News, Apple News, ibanknet)
53:48 – Essential tools to make your first $10K (platform, GoHighLevel, Calendly, DocuSign)
57:28 – How Zach personally uses funding (high-ticket mentorship)
58:41 – Zach's daily schedule, 4AM workouts & time blocking
1:04:10 – Zach's new mentorship offer & free live masterclass announcement
1:05:30 – Closing remarks, congratulations, engagement shoutout
1:09:28 – How to connect with Zach (@wealthy_zac on IG, YouTube, Facebook)
