By 2030, women will control more wealth than most countries&#39; GDP, yet women still don&#39;t talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money -- how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/9/18/17/e9430683-f115-424e-bac2-1e407a07926a_bernadette_edited.mp3

Happy Friday Future Rich Fam! We hope you&#39;re all having a great start to fall! Today, we&#39;re sharing a popular THROWBACK episode #204 with our lovely guest Bernadette. We will have new episode next week! Bernadette just turned 37, lives in a house that she purchased in upstate New York, and works as a District Manager for a wine supplier. She has a great base salary of 100K per year with variable bonuses. She&#39;s a self-proclaimed boater at heart, and exclaims that BOAT stands for, &#34;bust out another thousand&#34;.Barbara and Bernadette discuss...<ul><li>Upping Bernadette&#39;s emergency fund</li><li>Using her bonus to advance her savings goals </li><li>How she can start planning out her expenses more to bump up her net worth as quickly as possible</li><li>.... and so much more!</li></ul> Listen to this episode to discover how to navigate Social Security effectively and avoid costly errors!<a href="https://socialsecurityadvisors.com/index.html" rel="nofollow">Find Matthew HERE.</a><a href="https://irmaa.com/why/" rel="nofollow">Learn more about IRMAA.</a>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

THROWBACK - 204 - Bernadette "Quickly Bumping Up Your Net Worth"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/9/11/12/5d2ee28b-4c43-45d2-af42-fa1099a39c99_337._matthew_edited.mp3

In this EXPERT episode, CFP Barbara Ginty is joined by Matthew Allen, the Co-Founder and CEO of Social Security Advisors, to answer all of your Social Security questions! Matthew is one of the leading Social Security experts in the country and is often quoted for his expertise in major publications such as The Wall Street Journal, Forbes Magazine, Time Magazine, USA Today, Financial Planning Magazine, and others. He is also a speaker for the Retirement Speakers Bureau and speaks frequently around the country on the topic of Social Security planning. We&#39;re so excited to share Matthew&#39;s expert insights on Social Security, including...<ul><li>Common mistakes in Social Security planning</li><li>The impact of Roth IRAs on Social Security taxation</li><li>Family benefits and unexpected rules</li><li>Retroactive benefits and withdrawal options</li><li>Retiring abroad and Social Security payments</li></ul> Listen to this episode to discover how to navigate Social Security effectively and avoid costly errors! <a href="https://socialsecurityadvisors.com/index.html" rel="nofollow">Find Matthew HERE.</a><a href="https://irmaa.com/why/" rel="nofollow">Learn more about IRMAA.</a>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

337. EXPERT Matthew Allen "Social Security 101: The Most Common Mistakes and How To Maximize Your Benefits"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/9/4/4/91ef7443-26ae-4c6a-8cc9-b498989b3df0_336._potter_1.mp3

Is there a magic number for retirement? In this episode of Future Rich, CFP® Barbara Ginty sits down with our podcast producer, Potter, to break down the realities of retirement planning and why a 1 million dollar goal might not be enough for retirement. They discuss:<ul><li>Importance of knowing your exact retirement expenses</li><li>The impact of taxes on retirement savings</li><li>How to estimate your withdrawal rate</li><li>The significance of debt-free retirement</li><li>Adjusting investment strategies for the &#34;distribution&#34; phase of retirement</li><li>Planning for variable expenses like healthcare and home repairs</li><li>The role of Social Security and pensions</li><li>Timing your retirement for health insurance benefits</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

336. Potter "Is 1 Million Dollars Enough for Retirement?"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/8/29/1/963b241d-d6ab-4567-a9f6-c664dd745c24_335._simone.mp3

To retire early, or not retire early?In this episode of Future Rich, CFP® Barbara Ginty sits down with Simone to discuss her very different retirement options. Simone is 54 years old and lives in Chicago, is child-free, and has her own home separate from her partner. She works as an Executive Assistant and brings home $115K per year plus a 5% bonus.Simone&#39;s savings are impressive. She has around $775K saved across her different accounts and has no debt aside from her mortgage, which is very manageable. Her biggest expenses are dining out and traveling, which she prioritizes and saves for in a high-yield savings account.In this episode, Barb and Simone discuss:<ul><li>Simone&#39;s current financial situation and savings</li><li>The impact of ESOP on retirement wealth</li><li>Strategies for retiring early and managing health insurance</li><li>Balancing lifestyle expenses like travel and dining</li><li>Planning for income gaps before Social Security kicks in</li><li>Timing and planning for early retirement</li><li>Social Security benefits and planning</li><li>Balancing her current lifestyle with future security</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

335. Simone "115K Salary with 775K Saved. Can She Retire at 57?"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/8/21/5/54d16e89-aa13-4594-9f91-ba89cf38f6b6_334.__babylist_replay.mp3

In this replay episode of Future Rich, we&#39;re sharing a segment of the Babylist Family Money podcast with Lindsey Stanberry! In this episode, Future Rich host CFP Barbara Ginty breaks down how she&#39;s weighing Trump Accounts against 529s for her own daughter.We hope you enjoy this episode! <a href="https://podcasts.apple.com/us/podcast/trump-accounts-what-every-parent-needs-to-know/id1896826154?i=1000777565720" rel="nofollow">Listen to the full episode here.</a>If you&#39;d like to learn more about Trump Accounts, we have <a href="https://podcasts.apple.com/us/podcast/future-rich-with-barbara-ginty-cfp/id1343803894?i=1000717901403" rel="nofollow">another dedicated episode that you can listen to here</a>.If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

334. Barbara "How I'm Going to Use a Trump Account"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/8/14/15/fe7d0885-ea6d-47a9-9689-8b5689edfeca_333._carla_2.mp3

She&#39;s 26, freshly married, living in the Midwest, and working as a barista to make ends meet — while simultaneously training to become a doctor.Meet Carla. She&#39;s a medical student pursuing family medicine and psychiatry, navigating one of the most financially demanding seasons of life: medical school, a brand new marriage, and a future that&#39;s full of potential but tight on cash right now.In this episode of Future Rich, CFP® Barbara Ginty sits down with Carla to untangle her financial picture and build a real plan, one that works on a barista&#39;s income, medical school grants, and a whole lot of determination.The good news? Carla&#39;s situation is more manageable than it might seem. She&#39;s already saving $200K in tuition through her program, has $16,500 in grants, and has a partner working and going to school simultaneously. Barb helps her see the full picture and what to do with it.In this episode, Barb and Carla discuss:<ul><li>How to manage $39K in student loans while still in school</li><li>What saving and investing looks like on a $12K barista salary + medical school grants</li><li>Why Carla&#39;s tuition-free program is a bigger financial win than she realizes</li><li>Retirement planning strategies for future doctors, when to start and how</li><li>How Carla and her husband can build a financial foundation together</li><li>Family planning considerations during medical training: what to think about financially before having kids.</li><li>The financial reality of pursuing family medicine and psychiatry and what income looks like on the other side.</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, Social Security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

333. Carla "26, Married, Medical Student & Working as a Barista"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/8/7/6/e2c00745-7e89-4c41-bc94-4ae093d5675c_332._alice.mp3

In this week&#39;s episode of Future Rich, CFP Barbara Ginty interviews the wonderful Alice! Alice is 32, lives in Utah with her husband, works as a CPA, and has spent the past decade of her life aggressively saving (she&#39;s the highest Roth account holder that we&#39;ve ever had on the pod!) If you&#39;re curious about how Alice and her husband saved over $500K in their combined Roth Accounts throughout her 20s, this episode is packed with the kind of specific, practical advice you actually need. 🎙️ If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

332. Alice "How I Saved Half a Million Dollars By 32"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/7/24/6/b82ca5f5-a490-4871-8ee4-6ee6a81b233c_331._birth_story_pt_2.mp3

In this follow-up birth story episode, Barbara shares more details about her intense postpartum health journey, highlighting the importance of listening to your body, advocating for yourself, and the impact of financial preparedness on healthcare choices.*TRIGGER WARNING!* This episode discusses Barbara&#39;s traumatic birth experience. If you’re currently pregnant or are sensitive to medical and/or birth stories, we do not recommend this episode for you! This episode highlights:<ul><li>Postpartum complications and infections</li><li>Importance of advocating for your health</li><li>Impact of healthcare costs and insurance</li><li>Role of financial planning in medical emergencies</li><li>Lessons learned from a severe postpartum health crisis</li></ul> If you&#39;d like to be a guest on the podcast, we have 8 guest spots available for the year! 💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

331. Barbara's Traumatic Birth Story Pt. 2 "My Battle with C. Diff and the US Healthcare System"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/7/17/6/abf0e77d-a21f-43aa-8420-9799780315be_330._caroline_edited.mp3

In this week&#39;s episode of #FutureRich, CFP Barbara Ginty is joined by a previous guest from episodes 202 and 203, Caroline and boy, has a lot changed since her last episodes in 2023! Caroline (39) and her husband (45) both live in Colorado and work full-time. They have a 2-and-a-half-year old and a six-year-old. Caroline recently made a big decision to switch jobs to decrease her stress and improve her quality of life, and has taken a massive (30%!) salary cut. In this episode, they discuss...<ul><li>How career changes impact household finances</li><li>Budgeting for a new house and renovations</li><li>Retirement savings strategies and maxing out 401ks</li><li>Managing household expenses with reduced income</li><li>Leveraging home equity and brokerage accounts</li><li>Testing budgets before big financial commitments</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

330. Caroline Follow Up - "Reducing My Income by 30% in this Economy!"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/7/10/5/2daf2032-80bb-4eda-9199-69a54a50724a_329._fu.mp3

CFP Barbara Ginty is joined by a previous guest from episode 63. 64 and 118 of the podcast, Sabine (whose previous name is Eglantine). Sabine has successfully had $150K of student loans forgiven through the public service loan forgiveness program. She lives in a two-family house and rents out the first floor, covering her mortgage, and still lives in Massachusetts with her family. Her monthly income varies from 15K-30K a year as an adjunct professor and her husband makes around 100K working in coding. In this episode, they discuss...<ul><li>Sabine&#39;s student loan forgiveness experience</li><li>Taking a career pivot during economic uncertainty</li><li>Household income and expenses management </li><li>Estate planning and inheritance complexities</li><li>The importance of life insurance and emergency funds</li><li>College savings strategies and flexibility</li><li>Adapting financial plans over time with market changes</li></ul> Discover insights on inheritance, life insurance, college savings, and adapting financial plans over time. Click here go to <a href="https://ssa.gov/" rel="nofollow">SSA.gov - Social Security Benefits Estimator</a>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

329. Sabine Follow Up - How Much Do You REALLY Need to Retire?

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/7/3/2/1f966121-0616-408b-93a7-30eda11a7d28_328._solo_edited.mp3

This week on Future Rich, Barbara delivers a short and sweet episode debunking three myths about Social Security and retirement based on the past three episodes of the pod. 🎙️Barb discusses<ul><li>Why Social Security is not guaranteed to disappear, but may be reformed.</li><li>Why real estate is not always the safest or best investment for retirement.</li><li>Why paying taxes in retirement indicates good financial health, not failure. </li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

328. Barbara "Three Myths About Social Security and Retirement Debunked"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/6/26/4/8579e742-17e9-4d5e-8cfd-3e5faa8790cb_327._annie.mp3

She&#39;s 64. Two kids out of the house. Working at a hospital in New York. And she has ONE question on her mind right now: how do I make the most of the next chapter financially?This week on Future Rich, Annie sits down with Barb to map out exactly that: how to optimize her retirement income, why paying taxes is a good thing in retirement, and why (despite being so close to retirement) now might NOT be the time to jump into real estate.If you&#39;re approaching retirement, or helping a parent think through theirs, this episode is packed with the kind of specific, practical advice you actually need. 🎙️Barb and Annie cover: 💰 How to optimize your retirement income 📋 Managing taxes once you&#39;re in retirement 🏠 Why real estate isn&#39;t always the smart move If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

327. Annie "Retirement Planning at 64: Income, Taxes & Real Estate"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/6/19/4/d0a9addf-f78e-42b1-b5a3-0d8cd757c44d_326._sarah_edited.mp3

In this week’s episode of Future Rich, Barbara Ginty, CFP, guides special guest Sarah through her current financial situation! Sarah is 40 years old and lives in Connecticut with her husband. She works in museums full-time, and he works in freelance Construction Management. From paying off student loans for undergrad, sorting out her husband’s visa and all the paperwork for his green card, living in Europe and moving back to the US, they’ve had several major financial moments. They discuss: <ul><li>Strategies for Sarah to optimize her savings</li><li>Life insurance</li><li>Managing variable income</li><li>How Sarah is on track to have $1.7M by the time she retires </li><li>… and more! </li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

326. Sarah "Retirement Savings Revealed: What You Could Have at 67"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/6/12/4/59048742-5046-4dcc-80c6-96498bb323df_325._barbara_solo_1.mp3

Have you seen the latest 2026 Social Security Trustee report? CFP Barbara Ginty breaks it down in a digestible way, exploring its implications for future benefits, funding challenges, and potential reforms.She covers...<ul><li>Social Security funding and trust funds</li><li>Impact of demographic changes on Social Security</li><li>Potential reforms and policy options</li><li>Retirement planning and Social Security as a component</li><li>Disability benefits and their sustainability</li></ul> This episode is a must-listen for anyone planning for retirement or interested in social security policy!If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

325.  Barbara "Is Social Security Funding Running Out of Money?"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/6/5/8/b7846c77-9dad-461c-b055-db6fddfa924d_324._michelle_1.mp3

In this episode of Future Rich, CFP Barbara Ginty sits down with the lovely Michelle! She&#39;s 38, works in law, just recently got married, and is going through a ton of life transitions including planning a big international move to Europe. Michelle shares her journey to financial independence (before 40!). Find out how Michelle saved $1.7 million after being in $200K of student loan debt! Her strategic approach to debt repayment my surprise you! Here are some key topics from the episode: <ul><li>Michelle&#39;s path to financial independence and FIRE</li><li>Debt repayment strategies and refinancing</li><li>Egg freezing as a financial and personal choice</li><li>Tax planning for expatriates and international moves</li><li>Marriage, prenups, and merging finances</li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

324. Michelle "Hitting My FIRE Goal of Over $1 Million! Saving Aggressively While Still Enjoying Life."

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/29/14/03089b59-bad8-4600-b849-5eb906ed6c77_323._barbara_birth_story.mp3

Barbara is back from her maternity leave and has A LOT to catch us up on! In this episode, Barbara shares her intense postpartum journey, including her birth experience, complications, and the importance of financial preparedness. *TRIGGER WARNING!* This episode discusses Barbara&#39;s traumatic birth experience. If you’re currently pregnant or are sensitive to medical and/or birth stories, we do not recommend this episode for you! This episode highlights:<ul><li>The realities of birth trauma</li><li>Medical bills </li><li>The value of planning ahead with an emergency fund</li><li>How important it is to have support and community </li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

323. Barbara's Traumatic Birth Story "I Thought I Was Dying"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/22/5/9c1fc4f8-68a3-4e29-87c4-a14d1d6fe5c2_322._gracie_follow_up_edited.mp3

This heartfelt and insightful follow-up episode of Future Rich is a little different than our regular programming. CFP Barbara Ginty is joined by a previous guest from <a href="https://redcircle.com/shows/86f31ca4-f12a-4ebf-ace8-3bba5ce9f0f4/episodes/48419e4e-871f-4462-8f35-af4e75d4e4ce?_gl=1%2Ark2m7v%2A_gcl_au%2ANTUzMDI2NDMwLjE3Nzc2NDk1OTIuNjQ4ODkyODMyLjE3NzkyOTEzNzMuMTc3OTI5MTM3Mg..%2A_ga%2AMTI2NjQ0MTAwNC4xNzc3NjQ5NTky%2A_ga_KVZ47LYJWW%2AczE3Nzk0MjgwNzQkbzUyNyRnMSR0MTc3OTQyODA5MiRqNDIkbDAkaDA." rel="nofollow">episode 66 of the podcast</a>, Gracy! She is 35 years old, lives in Nashville, TN, and is married with a three-year-old son. Gracy&#39;s husband was diagnosed with ALS the same year that their son was born, and the same year he graduated from Firefighter Academy. We&#39;re so thankful to Gracie for opening up and sharing her journey navigating the financial and emotional challenges that followed her husband&#39;s ALS diagnosis, and the incredible support she received from organizations like Tunnels to Towers. Barbara offers her insight on how to manage finances during a health crisis and what to prioritize. Her advice may surprise you. Click here to learn more about <a href="https://t2t.org/" rel="nofollow">Tunnels to Towers.</a>Click here for more info on <a href="https://www.iamals.org/reauthorize-the-act-for-als/" rel="nofollow">ALS Legislation.</a>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

322. Gracie Follow Up "How We Navigated ALS and Protected Our Family's Future"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/15/7/5b97395d-c5c0-4402-b9c7-b8212c4aff57_321._jill_edited.mp3

In this episode of Future Rich, we&#39;re joined by the lovely Jill! Jill lives in the NY metro area with her husband and three children. She shares her experiences working in corporate America right out of college, moving to New York from the Midwest, why she decided to step down from her career to become a full-time stay-at-home mom, and how she saved $750K in her Personal IRA. The conversation also touches on... <ul><li>The complexities of retirement planning</li><li>The role of financial advisors</li><li>The need for financial literacy, especially for women</li><li>The impact of social security on retirement planning</li><li>... and more! </li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

321. Jill "Managing Family Finances and Building $750K in Retirement Savings"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/8/17/fe2c57e6-9e55-4c8e-8bd5-49876675d4a9_320._annie_edited.mp3

Happy Friday! This week on the podcast, we have a great episode with our lovely guest, Annie!Annie is 33 years old, lives in Pennsylvania with her parents, and works as a data analyst. She racked up $10K of credit card debt in her 20s and just finished paying it off. She is getting ready for a big move to Orlando, Florida, and dreams of retiring in her 50s. Despite her credit card debt and having $5K of student loans left to pay, Annie is on track to have $2 Million in savings in the next 20 years! Barb and Annie discuss...<ul><li>Becoming work optional by age 55</li><li>The importance of maintaining a healthy balance between current living expenses and future savings</li><li>Annie&#39;s impressive savings across various accounts</li><li>Her upcoming expenses related to her move</li><li>Annie&#39;s strategies for managing student loans and retirement contributions</li><li>...and more! </li></ul> If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.💌 DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen! ✨ #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

320. Annie "Moving Back In with My Parents to Pay Off $10K of Credit Card Debt"

https://s3.us-east-2.amazonaws.com/pod-public-media-files/2026/5/1/15/0b980e11-b309-4251-b605-6a3f44126a79_319._sistain.mp3

Happy Friday, Future Rich Fam! In this episode, host Barbara Ginty is joined by entrepreneur Jaclyn Tracy, founder of Sistain, about her journey building a non-toxic home goods marketplace, the challenges she faced throughout the entire process, and the lessons she learned from closing Sistain.The conversation delves into...<ul><li>The importance of truly understanding the financials in a small business</li><li>The impact of market timing</li><li>The emotional toll of entrepreneurship</li><li>The significance of building a strong business model alongside a brand</li><li>... and so much more!</li></ul> <a href="https://jaclyntracy.substack.com/" rel="nofollow">Check out Jaclyn&#39;s Substack here.</a><a href="https://www.instagram.com/jactracy/" rel="nofollow">Follow Jaclyn on Instagram here.</a>If you&#39;d like to be a guest on the podcast, we are looking specifically for women who want to discuss their personal finances and have questions about retirement planning, social security, and more.DM us on Instagram (@futurerichpodcast) or <a href="https://www.futurerichpodcast.com/copy-of-contact" rel="nofollow">apply here</a>. Let’s make it happen!  #FutureRichPodcast<a href="https://futurerich.substack.com/" rel="nofollow">**All of our newsletters have moved to Substack, so subscribe if you want to keep in the loop with all things Future Rich!</a>Subscriptions are FREE!<a href="https://www.youtube.com/channel/UCZ7iMhDbpZ6Qtbi1HFCUA4g/featured" rel="nofollow">Subscribe to our YouTube</a><a href="https://www.tiktok.com/@futurerichpodcast" rel="nofollow">Follow us on TikTok</a><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a> Visit the <a href="https://www.futurerichpodcast.com/" rel="nofollow">Future Rich Podcast website</a> for Financial Freebies and ClassesLeaving reviews on the podcast is the best way to boost us on the podcast platforms and help more listeners get #FutureRich<a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide today to help plan your financial future!</a> The content in this podcast is for informational purposes only. All investment strategies and investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice. Any reference to an investment&#39;s past or potential performance is not, and should not be construed as, a recommendation or as a guarantee of any specific outcome or profit. Advertising Inquiries: <a href='https://redcircle.com/brands'>https://redcircle.com/brands</a>

319. The Raw Insight Into Closing a Business with Jaclyn Tracy

By 2030, women will control more wealth than most countries' GDP, yet women still don't talk about money! Future Rich Podcast aims to change that! We are a female-hosted and female-focused podcast that covers all things money --  how it is spent, saved, and everything in between! Our host Barbara Ginty is a Certified Financial Planner with over a decade of experience. She is a true expert in the field of finances, managing over 100 million dollars. Her conversations go DEEP and give insight into the REAL finances of everyday women, along with various inspirational guests and financial experts! Listen in to hear about the dirty topic no one wants to talk about....money.