Baby Bonds in Colorado: Investing at Birth to Build Generational Wealth

What if building generational wealth started at birth?

In this episode of The Exchange, Ruby Jones talks with Esther Turcios of the Colorado Fiscal Institute about Baby Bonds, publicly funded investment accounts designed to give children a financial foundation that can grow alongside them.

They discuss the difference between income and wealth, how Baby Bonds could expand economic opportunity for Colorado families, and why financial education and long-term family stability are critical pieces of the conversation. Esther also explains what research into a potential Colorado Baby Bonds program has revealed and how an investment made early in a child’s life could eventually support wealth-building opportunities such as higher education, homeownership or entrepreneurship.

The conversation explores what it means to invest not only in individual children, but in the financial futures of families and communities across generations.

Learn more: coloradofiscal.org